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Unlock Earnings With OANDA's Unused Margin Offering. Gain Up To 7% In Interest!

Unused margin
03.02.2025 12:38 PM

Investors often maintain not just actively managed portfolios of stocks or bonds in their brokerage accounts, but also idle cash reserves. These unused funds, waiting to be deployed into promising opportunities, can now generate earnings thanks to OANDA’s interest offering.

Unused Margin in a Brokerage Account: What Is It?

Unused funds refer to cash reserves that are not currently invested in any financial instruments. These could include proceeds from stock sales, dividends, or deposits awaiting the right investment moment. While sitting idle, these funds can now earn interest, creating an additional stream of income for investors before they reinvest in potentially more lucrative assets.

How Does Interest On Free Funds Work?

It is simply the process of accruing interest on unused funds in an investment account. This means that money that is not currently invested in financial instruments, but remains in the account, generates additional income. These funds can be used to make transactions in the future, providing investors with an extra source of earnings. In this way, investors can profit from unused funds before deciding to allocate them to more profitable assets.

Why Is Earning Interest on Unused Funds Beneficial?

  1. Optimizing Returns: Even cash left idle in your brokerage account can contribute to your earnings through competitive interest rates.
  2. Enhanced Liquidity: Keeping unused funds in a brokerage account provides quick access to capital for seizing sudden investment opportunities.
  3. Low-Risk Earnings: While awaiting better investment prospects, these funds generate returns with no additional risk.

Benefit From The Unused Margin Interest With OANDA

OANDA is setting a new standard by offering up to 7% interest on unused funds for new clients for the first 90 days from opening the account. Here’s how it works:

  • Standard Account: 6.00% interest for deposits up to 10 000 PLN | 3 000 EUR | 3 000 USD | 2 500 GBP | 60 000 CZK
  • Premium Account: 6.50% interest for deposits ranging from 10 000 PLN | 3 000 EUR | 3 000 USD | 2 500 GBP | 60 000 CZK to 50 000 PLN | 10 000 EUR | 10 000 USD | 10 000 GBP | 300 000 CZK
  • Elitre Account: 7.00% interest for deposits exceeding 50 000 PLN | 10 000 EUR | 10 000 USD | 10 000 GBP | 300 000 CZK

After the first three months, the interest rate is 0.50% regardless of the type of account. The offering is capped at a maximum balance of 25 000 EUR/GBP/USD, 100 000 PLN or 600 0000 CZK. The accrued daily interest will be added up on the last day of each calendar month and will increase the customer's account balance no later than the 10th day of the following calendar

Additional Benefits for Premium and Elite Clients

Premium and Elite account holders enjoy not just higher interest rates but also reduced spreads—up to 30% lower compared to standard accounts. This translates to even more value and savings for active traders.

Why Now Is the Perfect Time to Join OANDA

If you’re not already a client, now is time to sign up. With unmatched interest rates, reduced spreads, and the flexibility to keep your funds working for you, OANDA stands out as the ideal partner for savvy investors.

Learn more about the unused margin offer here: OANDA TMS Brokers Interest Offer

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